Pricing

Free check. $99/year to keep the household.

One free result. One paid plan. No monthly tiers. Educational estimates only.

What you type (free check)

  1. Are you married filing a joint return? (line is $218,000 vs $109,000)
  2. Last year’s household income, about — from Form 1040 total income plus municipal-bond interest

What you get back

Under or over the Medicare income line, what one extra dollar costs ($1,148.40 / $2,296.80), standard Part B vs the extra, what happens if nothing changes, and a labeled comparison list — never a recommended conversion dollar amount.

Does this sound like you?
  • About 63–67, married or single, with an IRA or 401(k) and household income near $218,000 joint or $109,000 single
  • January Social Security already felt lighter, or you got a Medicare letter, or someone mentioned “the income line”
  • You want to know what the tax return Medicare is using means for Medicare before anyone moves money from a retirement account

Not this: under ~55 still accumulating, monthly advisor plans, “convert exactly $X” calculators, or guaranteed savings promises

Free$99/year
Two-question income-line check✓✓
Under/over result + what it means✓✓
Text result to spouse✓✓
Account requiredNoYes
Save this household—✓
Year-by-year lookback map—✓
Widow $218k → $109k view—✓
SSA-44 flag + CPA print pack—✓

Free

$0

Two questions → under/over result, meaning, comparison list, spouse link. No account.

See if we are over the line — free

Paid · one plan

$99/year

Keep this household so November is not the first time you see the number. Reopen the same result, year-by-year map, widow line, SSA-44 flag, CPA print pack.

Cancel anytime — stops next year’s renewal. 30-day money-back: reply to your Stripe receipt. Billing help: contact us or reply to the receipt.

Keep this household — $99/year